Frequently asked questions

You can find more information on our application process on this page.

Only financial advisers affiliated to Hyra Hypotheken can submit a mortgage application to us. This is done via our portal. Here you can find an affiliated advisor.

Hyra Mortgages is a new mortgage lender for financing properties intended for rental. We ensure that professional property investors can obtain good property finance in a pleasant way, through an independent advisor. This allows you to build on your property portfolio and (continue to) add rental properties to the Dutch housing stock. We do this according to our HYRA service: you can therefore count on our Help, Reliability and Attention.

Check our navigation bar above this page. On your right, next to the language swith, you will find the button Apply for a mortgage. You can also click on the button below: Apply for a mortgage

You can find more information on our application process on this page.

Only financial advisers affiliated to Hyra Hypotheken can submit a mortgage application to us. This is done via our portal. Here you can find an affiliated advisor.

We determine the interest rate based on:

• the interest table of Hyra Hypotheken at the time of the application;
• the right and feasible financing;
• the actual risk class of the requested financing (LTV).

The interest rate is therefore fixed during the validity of the offer. There is an exception; if the interest rate drops during the signing period of the indicative offer and Hyra Hypotheken has not yet received a version signed by the borrowers, an advisor may adjust the interest rate in and on the indicative offer. In addition, Hyra Hypotheken takes into account repayments on the loan by the borrower. If the loan falls into a different risk class as a result, we automatically change the risk class as of the 1st day of the following month.

Hyra Mortgages is a new mortgage lender for financing properties intended for rental. We ensure that professional property investors can obtain good property finance in a pleasant way, through an independent advisor. This allows you to build on your property portfolio and (continue to) add rental properties to the Dutch housing stock. We do this according to our HYRA service: you can therefore count on our Help, Reliability and Attention.

U can find our current interest rates of Hyra Hypotheken here.

Hyra Hypotheken provides mortgages throughout the Netherlands for residential and combination properties intended for rental. We do not exclude any regions automatically except for areas susceptible to earthquakes. However, there are regions which Hyra Hypotheken assesses on a case-by-case basis. These regions are:

• Northeast Friesland;
• Het Hogeland;
• Eems Delta;
• East Groningen;
• Achterhoek;
• Zeeuws-Vlaanderen;
• Western Mining Region;
• Parkstad-Limburg;
• Maastricht-Mergelland where the city of Maastricht is allowed without overrule;
• Wadden Islands.