Here we build the future

Hyra Hypotheken is a new mortgage lender for (re)financing Dutch residential and mixed-use properties that are intended for rental. We ensure that professional property investors can obtain an excellent property finance via an independent advisor, in a pleasant way.

This way, you can build your property portfolio and (continue to) add rental properties to the Dutch housing stock. We do this according to our HYRA service: you can count on our Help, Reliability and Attention.

Hyra Hypotheken

Discover our HYRA-service

Here, at Hyra Hypotheken we focus on all our customers. Our brand stands for:

  • Help
  • Reliability, and
  • Attention

Help You can Rely on, Always!

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Our product features
You can finance your property up to 80% LTV, repay compensation-free up to 10% each year. And you can benefit from an automatic reduction in interest rates, when you repay (extra).
More on our product
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Find an advisor
Only independent advisors affiliated to Hyra Hypotheken can submit a mortgage application with us. Here you can find the affiliated advisors.
Our affiliated advisors
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Calculate your mortgage
Do you want to know how much you can borrow from Hyra Hypotheken based on your collateral? With our Mortgage calculator you can quickly get an indication of your maximum mortgage.
To our mortgage calculator

Our interest rates

In this table you will find our current interest rates, that apply to our interest only mortgages or loan parts. A discount is applicable for linear mortgages or linear loan parts, and there can  be a surcharge on mortgages for mixed-use properties. In the interest rate table we presume that the market value of the commercial part of the mixed-use property is >25% of the total.

More on our interest rates

Our mortgage calculator

 

Risk class ->
Fixed-interest period ≦ 50% ≦ 60% ≦ 70% ≦ 80% ≦ 85%
1 year 6.91% 6.95% 6.98% 7.16% 7.60%
3 years 6.20% 6.25% 6.30% 6.50% 6.85%
5 years 5.95% 5.95% 6.05% 6.15% 6.60%
7 years 5.85% 5.86% 5.95% 6.05% 6.65%
10 years 5.93% 5.97% 6.00% 6.17% 7.05%
1 year 7.16% 7.20% 7.23% 7.41% 7.85%
3 years 6.45% 6.50% 6.55% 6.75% 7.10%
5 years 6.20% 6.20% 6.30% 6.40% 6.85%
7 years 6.10% 6.11% 6.20% 6.30% 6.90%
10 years 6.18% 6.22% 6.25% 6.42% 7.30%
1 year 6.71% 6.75% 6.78% 6.96% 7.40%
3 years 6.00% 6.05% 6.10% 6.30% 6.65%
5 years 5.75% 5.75% 5.85% 5.95% 6.40%
7 years 5.65% 5.66% 5.75% 5.85% 6.45%
10 years 5.73% 5.77% 5.80% 5.97% 6.85%
1 year 6.96% 7.00% 7.03% 7.21% 7.65%
3 years 6.25% 6.30% 6.35% 6.55% 6.90%
5 years 6.00% 6.00% 6.10% 6.20% 6.65%
7 years 5.90% 5.91% 6.00% 6.10% 6.70%
10 years 5.98% 6.02% 6.05% 6.22% 7.10%